Welcome to the "Money Leadership" Series

Welcome to the "Money Leadership" Series

Ted McLyman Money Behavior
What if the biggest obstacle to financial success isn’t math, markets, or income—but the hidden behaviors driving everyday decisions? This post challenges the outdated idea that people are rational spenders and reveals why lasting financial security begins with understanding emotion, instinct, and personal wiring. It introduces a fresh approach to money leadership, showing how both individuals and organizations can move beyond generic advice and start addressing the real patterns behind spending. If you’re ready to rethink everything you’ve been told about money and discover a more human way forward, this is a post you’ll want to read to the end.
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Understanding a Home Built for Hobbies and Hosting

Understanding a Home Built for Hobbies and Hosting

Ted McLyman Real Estate, Retirement
Imagine trading retirement freedom for a homestead buzzing with grandkids' laughter, muddy-boot adventures, and fresh garden harvests—without the upkeep nightmare or budget blowouts. Discover how to pinpoint the ideal family-friendly retreat that flexes between solo tinkering and lively gatherings, sidestepping common pitfalls like oversized layouts and hidden costs. From crafting an autopilot budget to savvy negotiating and a foolproof closing checklist, unlock the step-by-step blueprint that turns wishful dreaming into a resilient, joy-filled lifestyle. What if your next home wasn't just bigger, but perfectly attuned to your daily rhythms and family bonds? Dive in to make homesteading retirement your reality.
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The Ultimate Guide to Crafting a Bulletproof Financial Safety Net for Your Small Business

The Ultimate Guide to Crafting a Bulletproof Financial Safety Net for Your Small Business

Ted McLyman Small Business
A small business is only as strong as the financial safety net behind it, especially when surprises hit cash flow, expenses, or growth plans. This post explores practical ways to create more stability, from forecasting revenue and reviewing financial statements to separating personal and business finances and choosing the right business structure. It also looks at smart funding strategies, when leasing may make more sense than buying, and how expert guidance can strengthen long-term decision-making. If building a more resilient business feels urgent, this guide offers clear steps worth exploring before the next challenge arrives.
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Welcome...

Welcome...

Ted McLyman Administration
Welcome to My BlogI’m glad you’re here.This blog is a place for honest conversations about money, behavior, and the choices that shape our
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Have an idea for a blog post or want to be a guest blogger, email me at ted@tedmclyman.com
Copyright TedMcLyman.com 2026 All Rights Reserved

Why I Became a Reformed Financial Advisor

I spent years in the financial industry watching smart people make poor decisions because they were following the wrong map.
As a "Reformed Financial Advisor," I realized that financial success isn't an IQ test—it’s a temperament test. My mission is to help you stop fighting your natural instincts and start using them to build a life of true wealth. Whether through my book or my spending guides, I'm here to help you master the human element of your money.

Quick Checklist:

  • Identify Your Money Map: Recognize the hidden behavioral biases that guide your spending.
  • The IQ Myth: Understand why being "good at math" doesn't equate to being good with money.
  • Reform Your Habits: Simple, actionable steps to stop fighting your instincts and start building wealth.
  • Human Element Mastery: Learn how to align your temperament with your financial goals.
Photo of Ted McLyman